Settlement completes the conveyance, but it commences the practical administration of ownership. The new owner must secure possession, preserve the transaction record, activate the correct insurance, establish payment and service arrangements and enter the body corporate’s records. Early action creates the evidentiary and maintenance baseline against which later defects, costs and responsibilities can be assessed.交割完成產權轉讓，但同時開始所有權的實際行政管理。新業主必須取得並保障管有、保存交易紀錄、啟動正確保險、建立付款及服務安排，並登記於業主法人團體紀錄。及早行動可建立證據及維修基準，以便日後評估缺陷、成本及責任。
10.1First 48 hours首48小時
首48小時First 48 hours
- Confirm settlement completion and retain the settlement statement, contract, transfer records and tax invoices.
- Collect and test all keys, remotes, access cards, alarms and building systems; change security codes where appropriate.
- Photograph meter readings and the condition of the property.
- Activate insurance from the correct risk date; arrange contents, landlord, public liability and lossof-rent cover as applicable.
- Connect electricity, gas, internet and other services; check whether any service is an embedded network.
- 確認交割完成，保存交割結算表、契約、轉讓紀錄及稅務發票。
- 收取並測試所有鑰匙、遙控器、門禁卡、警報及大廈系統；按需要更改保安密碼。
- 拍攝水電錶讀數及物業狀況。
- 自正確風險轉移日期起啟動保險；按情況安排家居財物、業主、公眾責任及租金損失保障。
- 接駁電力、燃氣、網絡及其他服務；查明是否有內嵌網絡。
10.2First two weeks首兩星期
首兩星期First two weeks
- Check that council, water and body corporate ownership records are updated; give the body corporate your address for service and contact details.
- Set up levy notices and direct payment arrangements, but independently verify bankdetail changes to avoid payment-redirection fraud.
- Obtain the current CMS, by-laws, insurance certificate, recent minutes, budgets and contact details for the committee or manager.
- Notify any managing agent and, for a tenancy of six months or more, ensure required occupier details reach the body corporate roll.
- 確認市政府、水務及業主法人團體的業主紀錄已更新；向業主法人團體提供送達地址及聯絡資料。
- 設定管理費通知及直接付款安排；如銀行資料更改，應獨立核實以防付款轉移詐騙。
- 取得現行CMS、管理規約、保險證明、近期會議紀錄、預算及委員會或管理人的聯絡資料。
- 通知物業管理代理；如租期六個月或以上，確保按規定把住戶資料登記於業主法人團體名冊。
- Calendar rates, water, levy, insurance, smokealarm, pool-safety and tax deadlines.
- 記錄差餉、水費、管理費、保險、煙霧警報器、泳池安全及稅務期限。
10.3First three months首三個月
首三個月First three months
- Complete a maintenance inspection and preserve warranties, manuals and defect correspondence.
- Read the next meeting agenda and decide whether to nominate for the committee or lodge a motion.
- For an investment, document the initial condition, depreciation advice, leasing authority and income/ expense records.
- Review estate planning and ownership structure, particularly for joint owners, companies, trusts or overseas owners.
- 完成維修檢查，保存保養、手冊及缺陷往來文件。
- 閱讀下次會議議程，考慮是否參選委員會或提出動議。
- 如屬投資物業，記錄初始狀況、折舊意見、出租授權及收入／支出紀錄。
- 檢討遺產規劃及持有架構，尤其共同業主、公司、信託或海外業主。
10.4Settlement day and the first 48 hours交割日及首48小時
交割日及首48小時Settlement day and the first 48 hours
Settlement transfers legal ownership and usually triggers adjustments for rates, water, levies and other outgoings. The buyer should retain the signed contract, settlement statement, transfer and duty records, tax invoices, title confirmation and finance documents in one permanent file. Any discrepancy should be raised promptly while evidence is readily available.交割轉移法律所有權，並通常涉及差餉、水費、管理費及其他支出的調整。買方應把已簽契約、交割結算表、轉讓及印花稅紀錄、稅務發票、產權確認及融資文件集中永久保存。任何差異均應在證據容易取得時立即提出。
At the property, record meter readings and condition, collect and test keys, remotes and access cards, confirm alarms and building systems and change security credentials where appropriate. Insurance should already operate from the contractual risk date. Owners of body corporate lots should understand which building components are insured collectively and arrange contents, landlord and liability cover for the remainder.在物業現場，應記錄水電錶讀數及狀況，收取並測試鑰匙、遙控器及門禁卡，確認警報及大廈系統，並在適當情況下更改保安資料。保險應自契約風險轉移日期起生效。業主法人團體單元業主須了解哪些建築部分由集體投保，並為其餘部分安排家居財物、出租業主及責任保險。
10.5The first 30 days: systems and records首30天：系統與紀錄
首30天：系統與紀錄The first 30 days: systems and records
The new owner should confirm that council, water, utility and body corporate records show the correct ownership and address for service. Levy notices, rates, insurance renewal and loan payments should be calendared. Bank-detail changes must be independently verified because property and body corporate payments are attractive targets for paymentredirection fraud.新業主應確認市政府、水務、公用服務及業主法人團體紀錄已顯示正確業主及送達地址，並記錄管理費、差餉、保險續期及貸款付款日期。銀行資料更改必須獨立核實，因為物業及業主法人團體付款容易成為付款轉移詐騙目標。
Obtain the current CMS, by-laws, insurance certificate, budgets, recent minutes and manager or committee contacts. Create a property register for warranties, manuals, appliances, smoke alarms, pool safety, pest inspections and maintenance. For a new property, record defects and issue notices within the contractual process rather than relying on calls to the site team.取得現行CMS、管理規約、保險證明、預算、近期會議紀錄，以及管理人或委員會聯絡資料。建立物業登記冊，保存保養、手冊、電器、煙霧警報器、泳池安全、蟲害檢查及維修資料。新物業缺陷應按契約程序記錄及發出通知，不應只致電工地團隊。
10.6Participating in the body corporate參與業主法人團體
參與業主法人團體Participating in the body corporate
Ownership automatically makes the buyer a member of the body corporate. The owner should read meeting notices, understand voting rights, disclose representative details where required and decide whether to nominate for the committee or submit a motion. Participation is the practical mechanism for influencing budgets, maintenance priorities and contracts.買方取得所有權後自動成為業主法人團體成員。業主應閱讀會議通知、了解投票權、按需要披露代表資料，並考慮參選委員會或提交動議。參與是影響預算、維修優先次序及契約的實際機制。
Owners should communicate through proper channels and preserve written records. The body corporate manager may administer meetings and records but is not the body corporate itself. The committee must act collectively and within its statutory limits. An owner dissatisfied with a decision should identify the resolution, legal power, internal dispute step and available conciliation or adjudication pathway.業主應透過適當渠道溝通並保存書面紀錄。業主法人管理人可管理會議及紀錄，但並非業主法人團體本身。委員會須集體並在法定權限內行事。業主如不滿決定，應確認相關決議、法律權力、內部爭議步驟及可用調解或裁決途徑。
- Use formal dispute pathways where necessary.
- 在必要時使用正式爭議處理途徑。
10.7Investment ownership and the annual cycle投資持有與年度週期
投資持有與年度週期Investment ownership and the annual cycle
An investor should appoint a licensed property manager or establish compliant self-management, arrange landlord insurance and document the opening condition. The letting appointment, tenancy agreement, bond, smoke-alarm compliance and body corporate occupier information should be coordinated. The authorised onsite letting agent is an option, not a compulsory provider.投資者應委任持牌物業管理人或建立合規自行管理制度，安排出租業主保險並記錄初始狀況。出租委任、租賃契約、按金、煙霧警報器合規及業主法人團體住戶資料應互相協調。獲授權駐場出租代理人只是選項，並非強制供應者。
Each year, review rates, water, levies, insurance, loan interest, repairs, depreciation and rental statements with the tax adviser. Attend or vote at the AGM, compare actual spending with budget, examine the sinking-fund forecast and note planned capital works. Estate planning and ownership structure should be revisited after marriage, separation, death, refinancing or a change in tax residence.每年應與稅務顧問審閱差餉、水費、管理費、保險、貸款利息、維修、折舊及租金報表；出席或參與年度大會投票；把實際支出與預算比較；審閱儲備基金預測及擬議資本工程。婚姻、分居、死亡、再融資或稅務居民身份變更後，亦應重新檢討遺產規劃及持有架構。
10.8First-year ownership calendar首年持有日程
首年持有日程First-year ownership calendar
The first year should be managed through a single calendar combining contractual defect dates, statutory warranty issues, levy due dates, rates and water notices, insurance renewal, smoke-alarm or poolsafety obligations, tenancy milestones, loan reviews and the body corporate annual general meeting. The calendar should name the responsible person and require evidence for each event.首年持有應以單一日程管理，把契約缺陷期限、法定保養事項、管理費到期日、差餉及水費通知、保險續期、煙霧警報器或泳池安全義務、租賃里程碑、貸款檢討及業主法人團體年度大會一併列入。每項事件均應列明責任人及所需證據。
A quarterly review should compare actual ownership costs with the purchase budget, confirm that contact and payment details remain correct, update the maintenance register and check upcoming body corporate decisions. At year end, the owner should archive tax and property records, review insurance values and assess whether emerging capital works, by-law changes or service contracts affect the hold or sale strategy.每季應把實際持有成本與購買預算比較，確認聯絡及付款資料仍正確，更新維修登記冊，並查閱即將作出的業主法人團體決定。年末時，業主應保存稅務及物業紀錄、檢討保險價值，並評估新出現的資本工程、管理規約更改或服務契約是否影響持有或出售策略。
This chapter is general educational information, not legal, financial, tax, building or investment advice. Outcomes turn on the particular contract, title, survey plan, community management statement, applicable regulation module and the law in force at the relevant time. Obtain independent Queensland legal advice before signing a contract, waiving a condition, settling, or buying management rights. Where the English and Chinese texts differ, the English text governs. 本章僅提供一般教育資訊，並非法律、財務、稅務、建築或投資意見。法律結果取決於個別契約、產權、測量圖則、社區管理聲明、適用的規管模組，以及相關時間的現行法例。簽署契約、放棄條件、辦理交割或購買管理權前，應取得獨立的昆士蘭法律意見。如中英文本有異，概以英文為準。